Frequently Asked Questions

Get all the answers to the most frequently asked questions (FAQs) regarding Rent To Credit

How much will my credit score rise?

It’s impossible to predict. Credit scores are based on individual situations. On the lower end, I’ve seen mid-twenties and all the way up to 88 points on the higher end. As you continue to report, it will increase your score over time, as well. However, we guarantee that it will have a positive impact on your score.

What if I’m late with my rent?

Technically rent payments are only late if it’s over 30 days past due. As long as you pay before 30 days, it is considered on time on your credit report.

How long does it take to show on my credit report?

Our clients typically see results in 14 – 30 days from the time we receive verification from their landlord.

How will rent appear on my credit report?

Rent will be considered as an Open Trade Line on your credit report.

Does my landlord need to participate?

Yes, your landlord or property manager needs to participate. However, under certain conditions, you may submit a copy of cashed check to us.

Where do I pay my rent?

You will continue to pay your rent directly to your landlord, or however you’ve been paying. Unlike the other businesses that offer this service, you will not need to send us your rent check, wait for us to process it and then take out our fee before sending it off to your landlord.

What if I split rent?

Just continue to pay as you always have, and we’ll verify your half.

What if I’m married?

Check to see whose name is on the lease agreement so that we can verify it. If your spouse is also on the lease, then you should add them to this benefit, as well.

What if I sublease?

As long as the landlord or property manager verifies that rent was paid – that’s fine.

What if I rent from parents or family?
That’s fine. As long as you have a lease in place and that it can be verified.

Why can’t I report my rent payments myself?

A renter cannot report his or her rent payment. A neutral third party with a contract to the CRA’S can only report.

Are there any hidden fees?
There are no hidden fees, our one-time enrollment of $99.95 and $9.95 per month for ongoing rent reporting includes reporting of up to 24 months of rental history. We can verify a previous address if needed for $39.95 (one-time). If you have a roommate or spouse, we can report to their credit as well for a discounted one-time enrollment of $39.95 and no additional monthly fee. That’s it! No surprises.

How do I cancel my membership?

You can call us to cancel your membership, a minimum of 3 days before your next process date, and we will immediately do so.

Initial Registration Fee:

$99.95 One-Time Payment (includes up to 24 months of past rental history)

Monthly Verification & Credit Bureau Reporting:

$9.95/mo (You may cancel at anytime)


Up To 24 Months of Rental History:

Report up to 24 months of past Rent payments to maximize your Credit Score increase!


Build Your Credit Quick and Easy

FAQs December 18, 2017

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Contact Us

2410 N. Causeway Blvd. A
Mandeville, LA 70471
Email: [email protected]
Phone number: 844-307-3700
Hours: 8am-9pm 7 days/wk